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First Response Finance: Car finance reviews

4.87
Based on 8,000 reviews, last reviewed 28th Jul 2026
166% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used them a few times now and have never had... I have used them a few times now and have never had any issues with payment dates and when I needed to speak to a customer advisor they where helpful ... Read more Reviewed on: 28th July 2026
Diane N's avatar
Diane N

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8000)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Always happy to help.

5
Always happy to help. I have been with first response for over 6 years now and each car hire I have purchased the interest comes down. Great team Reviewed on: 6th June 2024

2 package deal

5
I have 2 finance packages and have always found staff to friendly and most helpful Reviewed on: 6th June 2024

I have used First Response twice, very helpful tele...

5
I have used First Response twice, very helpful telephone staff, nothing rushed, everything explained well, definitely my choice. Reviewed on: 6th June 2024

Easy and very quick to deal with

5
Easy and very quick to deal with Reviewed on: 6th June 2024

really happy straight forward

5
really straight forward, salesman was very friendly and thorough. Reviewed on: 6th June 2024

Professional service, helpful staff

5
Professional service, helpful staff Reviewed on: 6th June 2024

Never had a issue always been fast and reliable

5
Never had a issue always been fast and reliable Reviewed on: 6th June 2024

An amazing company

5
An amazing company, who make sure everything is easily understood and are genuinely nice people and a great company. We have been with them for at least 7 years and would highly recommend to anyone Reviewed on: 6th June 2024

outstanding organisation

5
helpful , kind , put customers first Reviewed on: 6th June 2024

Highly recommend

5
I used them to finance a scooter, everything was simple and well explained Reviewed on: 6th June 2024