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First Response Finance: Car finance reviews

4.87
Based on 7,999 reviews, last reviewed 24th Jul 2026
381% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026
Igor 's avatar
Igor

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Really helpful for my car for support financial bril...

5
Really helpful for my car for support financial brilliant Reviewed on: 28th April 2024

I was struggling to get a car as my car had just giv...

5
I was struggling to get a car as my car had just given up and to expensive to repair, first response were the first people to say yes and save me and my family Reviewed on: 28th April 2024

I was struggling to get a finance decision when look...

5
I was struggling to get a finance decision when looking for a new car and was directed to first response. They very quickly put me at ease and was given a figure almost straight away. I walked away with a new car that very same day. No issues,everything was explained thoroughly and have been a breeze ever since. Reviewed on: 28th April 2024

Hassle free and easy to sort

5
Everything was really easy to set up. Hassle free and good rates Reviewed on: 28th April 2024

I had a great experience,they were very professional...

5
I had a great experience,they were very professional and the whole transaction went seamlessly quick. Reviewed on: 28th April 2024

Nothing bad about them

5
Nothing bad about them great to deal with Reviewed on: 28th April 2024

My credit isn't too good , but this wasn't a problem...

5
My credit isn't too good , but this wasn't a problem for First Response,for me to get my car.. Reviewed on: 28th April 2024

Very good

5
I'm very happy Reviewed on: 28th April 2024

For someone who has a low credit score I’m greatly i...

5
For someone who has a low credit score I’m greatly impressed with there support Reviewed on: 28th April 2024

With bad credit score First response was the only co...

5
With bad credit score First response was the only company that took into consideration my current situation (better job, well paid) instead of looking at my past mistakes. Couldn’t be better served, they took the chance with me and its been a great experience, I would definitely recommend to friends. Reviewed on: 28th April 2024