Write a review

Newsletter

Go to business site

First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

View other First Response Finance products

4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

Read all reviews See your review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Had 3 financial arrangements on cars and a personal...

Had 3 financial arrangements on cars and a personal loan all 5 star Reviewed on: 27th April 2024

My finance was in place quickly and tailored to my f...

My finance was in place quickly and tailored to my financial requirements Reviewed on: 27th April 2024

Fast and comfortable to deal with

Fast and comfortable to deal with Reviewed on: 27th April 2024

Very friendly and easy-going very professional and q...

Very friendly and easy-going very professional and quick at the job Reviewed on: 27th April 2024

What a great company

I have used first response for over last 15 years and they do everything they can to help can't fault them Reviewed on: 27th April 2024

I was having difficulties finding an insurer due to...

I was having difficulties finding an insurer due to a recent accident, First Response Finance were more then helpful in finding me a policy suitable to my requirements at a reasonable price. Reviewed on: 27th April 2024

Helping a first time mum and a Nurse

They were the only finance company that took time to listen and look at my whole situation instead of my credit score. They understood that circumstances do not define me and that I was relia le and trust worthy. They gave me the opportunity to be a good first time working mum that needed a company to see me for me and appreciate me as a nurse who has never failed to pay on time. I will always use them from this point on. Reviewed on: 27th April 2024

Its is very easy and very Fridley service team

Its is very easy and very Fridley service team Reviewed on: 27th April 2024

Very easy did everything I could ask

Very easy did everything I could ask Reviewed on: 27th April 2024

I'm really impressed with the help an support given...

I'm really impressed with the help an support given to me from first response when no other company would give me a chance with my bad credit score I was able to come to an agreement with first response Reviewed on: 27th April 2024

Alternative products

Alphera Hire Purchase
from Alphera Financial Services 1.99 from 58 reviews
Car finance (discontinued)
from 1st Stop (inactive company) 4.17 from 15 reviews
Car Finance
from Arnold Clark 4.26 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub