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First Response Finance: Car finance reviews

4.87
Based on 7,999 reviews, last reviewed 24th Jul 2026
381% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026
Igor 's avatar
Igor

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Really good friendly staff and very helpful

5
Really good friendly staff and very helpful Reviewed on: 26th April 2024

Great company even for low credit score

4
I find the company great as I had a low credit score at the time and was accepted straight away Reviewed on: 26th April 2024

Spoke to a helpful advisor who found me a good price...

5
Spoke to a helpful advisor who found me a good price for my finance Reviewed on: 26th April 2024

very helpful response great monthly low payments

5
very helpful response great monthly low payments and really great to talk too Reviewed on: 26th April 2024

Customer service was helpful and polite

5
Customer service was helpful and polite Reviewed on: 26th April 2024

I had a really good experience

5
I had a really good experience as needed a car quick and they helped me get the car I wanted and needed very quick on response for finance good payment plans too and money is collected in a timely manner Reviewed on: 26th April 2024

Excellent communication

5
Everything sorted from initial phone call to approval in less than 12 hours Reviewed on: 26th April 2024

Polite customer service helpful from the very start...

5
Polite customer service helpful from the very start to the finish of buying your vehicle would definitely recommend them and use them again Reviewed on: 26th April 2024

Great experience with first response finance

5
Great experience with first response finance Reviewed on: 26th April 2024

I’ve had finance with first response since 2017 and...

5
I’ve had finance with first response since 2017 and have always had great service polite and friendly staff and has help me get cars and van for business and pleasure 5 stars Reviewed on: 26th April 2024