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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Easy and so simple

Easy and simple to apply and I got phone call to discuss straight away and offered a finance deal straight away! I would definitely recommend First Response to anybody who’s had trouble with credit! Reviewed on: 26th April 2024

Good experience

I would recommend first finance to anyone. They’re very honest , helpful, accommodating, very easy to navigate and a very easy process Reviewed on: 26th April 2024

Fast at getting you what you need

Fast at getting you what you need Reviewed on: 26th April 2024

The best you can get

Iv had two lots of finance pluse loans and iv found the best at helping you through the prosess and providing finance. Thank you. Reviewed on: 26th April 2024

Brilliant service with no judgement

I struggled to get car finance due to my credit rating being low due to personal circumstances in the past and the advisor went through everything with me to make sure the finance was affordable and he understood my past situation with no judgment. I recommended my sister to FRF and she also got approved and was really impressed with the compassion they have Reviewed on: 26th April 2024

Long time Happy customer

I 've been a long time customer and would highly recommend tehm. Reviewed on: 26th April 2024

From the very start of the car buying experience I f...

From the very start of the car buying experience I felt like a valued customer and customer service is second to none , this is the second time I have used First Response and I told the dealer of this my second car that I would not use his Finance company only First Response , he was a bit reluctant at first but I said then I won't buy the car , after a short phone call with First Response I walked away with my car. One of the best things about First Response is you never have to wait for your call to customer service to be answered and the staff are extremely polite and you actually feel listened to and they are very patient when explaining anything. Reviewed on: 26th April 2024

First response was able to finance my first car for...

First response was able to finance my first car for a reasonable price. The customer service was excellent Reviewed on: 26th April 2024

Hello, I can confirm that this company is the fastes...

Hello, I can confirm that this company is the fastest, I am very satisfied. They helped me get a car for my family. Thank you Reviewed on: 26th April 2024

They have been amazing 2 cars I’ve had with them...

They have been amazing 2 cars I’ve had with them Reviewed on: 26th April 2024

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