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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.87 (7999 reviews)

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4.87

Based on 7,999 reviews, last reviewed 24th Jul 2026

381% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It went really smooth and was done in less than 24 h... It went really smooth and was done in less than 24 hours Reviewed on: 24th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7999)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Great customer services, speedy response.

Great customer services, speedy response. Really easy way to finance your vehicle. Reviewed on: 26th April 2024

If it wasn't for car fiance

If it wasn't for car fiance I wouldn't be driving the A6 ALLROAD I have. The A6 is the second car the first response have financed for me. When applying for a second car customer services were very helpful and even managed to reduce the interest on the loan. Reviewed on: 26th April 2024

I was very pleased with first finance as they was v...

I was very pleased with first finance as they was very helpful and they let me have my car finance over 5 years instead of 4 years so my payments are more manageable. But the down side my interest on the loan was more. Reviewed on: 26th April 2024

Brilliant team and great prices in terms of finance...

Brilliant team and great prices in terms of finance and apr fees. Extremely helpful staff will definitely recommend! They also give finance for poor credit which is a plus! Reviewed on: 26th April 2024

Helpful and kind , quick to sort out finance on...

Helpful and kind , quick to sort out finance on car Reviewed on: 26th April 2024

Very good service very easy to understand I think th...

Very good service very easy to understand I think that all it takes to be explained through the process very good highly recommended this fiance company Reviewed on: 26th April 2024

very helpful company

Very easy and very helpful with my finance a highly recommend 5 stars. Reviewed on: 26th April 2024

Recommended as customer seevoce is excellent

Easy to set up friendly helpful staff great experience Reviewed on: 26th April 2024

I couldn't get finance with any other company, but F...

I couldn't get finance with any other company, but First Response gave me the chance and opportunity. They are definitely the 'go to' company. Reviewed on: 26th April 2024

They are great help in any situation

They are great help in any situation Reviewed on: 26th April 2024

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