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First Response Finance: Car finance reviews

4.87
Based on 7,989 reviews, last reviewed 16th Jul 2026
33933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026
Paul W's avatar
Paul W

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7989)

friendly honest no hidden agenda

5
friendly honest no hidden agenda Reviewed on: 25th April 2024

Positive Vibes

5
Although I had poor credit record, and already had car on finance, they still managed to find best deal for me. Will definitely recommend to everyone. Reviewed on: 25th April 2024

3rd time customer

5
3rd time using first response because they’re helpful and honest when you call them.. nothing is ever a problem and fast response lending money Reviewed on: 25th April 2024

Amazing, when I needed help with a issues with my ca...

5
Amazing, when I needed help with a issues with my car they were amazingly helpful Reviewed on: 25th April 2024

Really helpful polite helped right the prosses right...

5
Really helpful polite helped right the prosses right till the end explained everything clearly Reviewed on: 25th April 2024

Good but high interest rates should reward continuou...

4
Good but high interest rates should reward continuous customers Reviewed on: 25th April 2024

It’s good

4
Nice people have helped me lots very understanding Reviewed on: 25th April 2024

Well, I had very bad credit got accepted with this f...

5
Well, I had very bad credit got accepted with this finance company which helps me manage it easy by taking out weekly very good company for finance Reviewed on: 25th April 2024

Fantastic for poor credit.

5
I have an IVA but my PCP on my existing vehicle was ending. First Response gave the best APR for the vehicle finance. Very easy process with a straightforward online portal. Reviewed on: 25th April 2024

Very friendly and always kept upto date with the pro...

5
Very friendly and always kept upto date with the progress of my car. Reviewed on: 25th April 2024

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review