Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,931 reviews, last reviewed 5th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
Aiden wilox's avatar
Aiden wilox

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6931)

Great service

5
When I needed a car they were very helpful thxs Reviewed on: 22nd July 2022

Awesome company

5
Absolutely awesome company!!! Helped me with my car finance when nobody else would!! Reviewed on: 22nd July 2022

Straight forward questions and simple application form

5
I found the online application very straight forward with a quick response Reviewed on: 22nd July 2022

I wouldnt choose any1 else! :)

5
I have just recently got a 2nd car thanks to first response finance. It was pretty straight forward too with getting my first car through them they basically had all my info already, just had to update my incomings and outgoings. The staff are fantastic and answer anything you need to know. I’m on benefits so thought I wouldn’t stand a chance with anyone being able to help me but I passed straight away as I was honest about everything they needed to know.and the rest is history! I wouldn’t choose to go anywhere else now as first response finance will be at the top of my list every time. Reviewed on: 22nd July 2022

All good one happy customer

5
Been with you guys for a longtime and happy going forward with you guy all best from dougie garcia Reviewed on: 22nd July 2022

great service

5
decided to get a new car ,and the deal and service i got from first response was great,wouldnt hesitate to use them again Reviewed on: 22nd July 2022

Top service

5
Very good communication, call to welcome me, and information given without prompting. Reviewed on: 22nd July 2022

very helpful and friendly staff

5
Great experience helped alot with the application process and very easy to get through with any queries to helpful polite staff Reviewed on: 22nd July 2022

So helpful and friendly

5
So helpful and friendly they help me so much, now my credit is going up Reviewed on: 22nd July 2022

Great company

5
After struggling to get car finance first response approved me and it was a very quick no fuss process I would definitely recommend them to anyone looking for car finance. Great company Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review