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First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7985)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Easy to apply take bad credit as well.

5
Easy to apply take bad credit as well. I recommend to my friend to use this first one Reviewed on: 25th April 2024

Understanding

5
Personal underwriting service and very understanding of past credit problems Reviewed on: 25th April 2024

Everyone you speak to are polite, helpful and very k...

5
Everyone you speak to are polite, helpful and very knowledgeable with everything, I can t recommend them high enough Reviewed on: 25th April 2024

I had a poor credit and couldn’t find anywhere else...

5
I had a poor credit and couldn’t find anywhere else until a friend recommended first response finance Reviewed on: 25th April 2024

Allways been there for me and my needs, very good se...

5
Allways been there for me and my needs, very good service, staff very informitive and friendly, i would highly recomend. Reviewed on: 25th April 2024

Bad Credit Redemption

5
I could not find finance anywhere because of bad credit, I spoke to a representativeover the phone and they took my word that ill never miss a payment. They assessed my wages and character and gave me a chance and I'm forever grateful. Reviewed on: 25th April 2024

Wonderful experience

5
Great communication and easy process. Would recommend. Reviewed on: 25th April 2024

Simple friendly and supportive advisor clear and app...

5
Simple friendly and supportive advisor clear and appropriate duidance and very fast completion of trabsaction Reviewed on: 25th April 2024

The Best!!!

5
The Best! Very good experience ! Amazing! Reviewed on: 25th April 2024

When I needed finance they were great at helping me...

5
When I needed finance they were great at helping me Reviewed on: 25th April 2024