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First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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First Response Finance Car finance reviews (6932)

Acceptance

5
I had bad credit and was declined finance everywhere else until I tried first response they never used my credit to determine wether I was accepted they went by affordability and found me the best amount I could afford and we want from there it was so easy Reviewed on: 22nd July 2022

Excellent

5
I have awful credit history, these guys gave me finance it was sorted it just a few hours got my new car the following day. I can't thank them enough Reviewed on: 22nd July 2022

Good company

5
Easy application and nice people very helpful Reviewed on: 22nd July 2022

Amazing company

5
I didn't expect to be accepted but I was. This meant I wasn't left without a car when my old one broke down. Reviewed on: 22nd July 2022

Fast and easy

5
Very helpful and explain all the fine details of the agreement. Reviewed on: 22nd July 2022

Amazing car finance

5
Quick, efficient,very friendly and would definitely use them again for my next car Reviewed on: 22nd July 2022

Fantastic company

5
Very friendly and understanding staff and they help in struggling times i.e when i had a problem with my wages at work not like other companies that can't help when you struggling Reviewed on: 22nd July 2022

Change of car finance

5
First Reponse Finance were very easy to deal with. We weren't kept waiting for a decision and everything was simple and straightforward. Excellent company to deal with Reviewed on: 22nd July 2022

Good service

5
No words to explain unbelievable brilliant excellent amazing service good communication perfect in all way Reviewed on: 22nd July 2022

100% trustworthy

5
It’s my 2nd car on finance with First Response Finance and it’s another amazing time where with my poor credit rating I got a chance to have my dreamt BMW what I could have not chance to buy by cash.With flexible payment plan I can afford it and if I need another car in the future I will go for it with this Company again.Highly recommended!!Keep chin up! Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review