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First Response Finance: Car finance reviews

4.87
Based on 7,994 reviews, last reviewed 20th Jul 2026
34100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance I always get a message before my payment asking if I have the funds to make my payment which I think is very good Reviewed on: 20th July 2026
Jacqueline 's avatar
Jacqueline

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7994)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Excellent finance company

5
Sorted my finance to perfection Reviewed on: 24th July 2022

Winners everytime...

5
This is my 2nd car I'm paying with them and they always been working with you in every given situation... Very friendly staff 10stars from me... Reviewed on: 24th July 2022

Realy Good Service

5
Super customer service, quick car pickup, great lender Reviewed on: 24th July 2022

Fantastic service

4
I got my first agreement with First Response Finance which finished in March 22 and then later this year my car died and I contacted First Response who confirmed how much I could loan over the 3 years and once I found a suitable car I got my finance sorted. Quick easy and very pleasant people to talk to. Reviewed on: 24th July 2022

Fuss free and simple

5
Quick and very easy to set up, hassle free. Reviewed on: 24th July 2022

Very efficient loan provider

5
Very professional, efficient and friendly catering for applications from all different circumstances. Reviewed on: 24th July 2022

Brilliant service

5
This company was so helpful from beginning to end couldn't fault them at all Reviewed on: 24th July 2022

I will use over and over again

5
I have been using this company now for over a year and I have my motorcycle and My car finance with them. If I have ever experienced financial issues they have been more then understanding , and the checks they carry out are fast and efficient. I will continue to use first response and I will also continue to praise them to friends and family. Reviewed on: 24th July 2022

Very helpful on finance

5
Absolutely fantastic finance company very helpful in ever way helped me get my 2rd car and also my motorbike finance would definitely recommend your company to all my family and friends Reviewed on: 24th July 2022

Absolutely brilliant

5
All good, and pleased with all of my car Reviewed on: 24th July 2022