Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,932 reviews, last reviewed 31st Mar 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was considered for the Car finance with no complic... I was considered for the Car finance with no complicated questions or forms even though my credit score was poor..Bravo and thank you for helping peop... Read more Reviewed on: 31st March 2026
Carolin s's avatar
Carolin s

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6932)

Awesome!!

5
Great customer service! Quick response, extremely helpful….overall just excellent Reviewed on: 22nd July 2022

Great company to deal with, nothing to much trouble for them

5
Made everything so easy, they gave 110% Reviewed on: 22nd July 2022

Best company in the world

5
They are the best company in the world by far absolutely fantastic from start to finish would recommend first response finance to everybody 5 STARS and no other company comes close to this company BRILLIANT BRILLIANT BRILLIANT BRILLIANT BRILLIANT BRILLIANT Reviewed on: 22nd July 2022

Third car

5
Dealing with this company has been an easy process every time I’ve changed my car I don’t look for other company’s and choose to stay with these Reviewed on: 22nd July 2022

Bike finance

5
Couldn't get credit to buy my new motorcycle at a competitive rate ,first response finance contacted me offered me a great rate and an explained everything in full (even if I wanted to pay a little extra a month if I wanted to) and where very polite Reviewed on: 22nd July 2022

Amazing Car Finance co

5
From the first call to getting my car. All departments were brilliant. I would recommend them Reviewed on: 22nd July 2022

Great finance

5
Very easy helpful and friendly service Reviewed on: 22nd July 2022

Best

5
Very understanding and friendly nature of this finance I really recommend them Reviewed on: 22nd July 2022

Amazing and quick service

5
I have used first response finance on two occasions as my first vehicle with them was written off in a rear end collision the team were very helpful in sorting me new finance for my replacement vehicle and the payment was made to the dealership second after I hit the confirm button. Very easy to speak to as well as use the online portal which is everything you need to know about applying for vehicle finance and checking and sorting any current vehicle finance. Highly recommend First Response Finance!! Reviewed on: 22nd July 2022

Great Service

5
Very easy process and wonderful service Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review