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First Response Finance: Car finance reviews

4.88
Based on 7,814 reviews, last reviewed 29th Jun 2026
85300% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026
Mark Bell's avatar
Mark Bell

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7814)

Saved my skin!

5
When my previous car was written off and I couldn't afford to buy another, I seriously thought that my motoring days were over. My credit history isn't brilliant and at age 74 I thought that I wouldn't be able to get credit. However, First Response came to the rescue and I was able to purchase a not too old Ford Focus. The process was amazingly quick and straightforward and age wasn't a barrier. Perhaps you should change your name to Fast Response. Reviewed on: 22nd July 2022

Excellent

5
Helpful polite staff will go out of their way to accommodate ,highly recommend Reviewed on: 22nd July 2022

Best finance on the market. Simple

5
I got refused finance every where. First response trusted me and took a massive gamble. And I’ve successfully been with them for 7years now. And they are ever so helpful. With sorting payments, accepting payment holidays. Honestly they are the best. And I’ve already recommended 4 of my family. Wouldn’t go anywhere else. Thank you first response Reviewed on: 22nd July 2022

excellent

5
friendly helpful and try their best to get you a deal Reviewed on: 22nd July 2022

Excellent company

5
Excellent service great peace of mind very understanding Reviewed on: 22nd July 2022

Fantastic and fair

5
Have had 6 deals with them over the past years, Fantastic highly trained staff ,very knowledgeable and friendly . I recommend them 100% Reviewed on: 22nd July 2022

ABOVE ALL ELSE!!

5
My experience with First Response Finance have been absolutely fantastic. They are always there at the end of the phone to help you and guide you in the right directions. I will highly recommend this company to absolutely every single person I can. 100% effort since the very start. Reviewed on: 22nd July 2022

Excellent service faultless

5
Excellent from start to finish kept up to date all the way Reviewed on: 22nd July 2022

Excellent help and quick response helped me get my new bike in no time

5
Extremely helpfully and quick responsive if any issues arose couldn't be happier with the service Reviewed on: 22nd July 2022

Compassionate

5
With a really bad credit score and with constant unsuccessful applications. First Response Finance were the only ones who walked me through my credit rating, the agent I was dealing with showed compassion and understanding we discussed all the items on my credit file and the reasons behind some of my debts. I was honest about my finance and he could see that through my report. He got me a really affordable deal and a really nice car. I have been driving run down bangers since I passed my test. And now I drive a really nice Audi. The car dealership connect with first response finance ( McKinney motors) are fantastic 5 stars for them too. And thank you first response for getting me my First nice car. Reviewed on: 22nd July 2022

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