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First Response Finance: Car finance reviews

4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7814)

Helpful and reliable

5
Been with them for over a year and all I can say is they really are outstanding in customer service. Reviewed on: 22nd July 2022

Amzaing

5
Amazing company the customer service is fantastic. Used this company twice now and will again in the future. Reviewed on: 22nd July 2022

Easy process

5
Have my details, gave me a budget for what I could afford, found a car I liked, sent them the details and the car was bought that afternoon, faultless process and had no issues since, even sent me a massive bar of chocolate at Easter. Reviewed on: 22nd July 2022

BEST IN THE BUSINESS

5
I`VE RECENTLY PURCHASED MY SECOND CAR ON FINANCE WITH FIRST RESPONSE AND NEVER IN 50 YEARS HAVE I DEALT WITH SUCH A BRILLIANT FINANCE COMPANY. ANY PROBLEM ALWAYS RECEIVES FIRST CLASS ATTENTION IMMEDIATELY.. NO NEED TO SHOP AROUND ! Reviewed on: 22nd July 2022

No hassle car finance

5
Very easy to deal with, very helpful, no problems Reviewed on: 22nd July 2022

No one is better

5
Can't describe how much first response helped and how understanding they have been, I managed to keep paying my loan althrough lock down and then first weekend it ended went to play golf, I finished my round awaiting my pick up when another golfer had an heart attack, we rushed out with the defib only for me to fall off the side off the buggy before giving cpr to the casualty, The following day found out I had broken my ball joint in my arm and was unable to work for three month they were understanding and helped out where others didn't, awesome company. Reviewed on: 22nd July 2022

Review

5
First response are easy to talk to and easy to get should off. Reviewed on: 22nd July 2022

Very Helpful

5
Always had wonderful customer service every time I've had to call. Reviewed on: 22nd July 2022

Nice people, who can help

5
I wanted a car.bad credit,from past,I was paying everyone a little.refused car loans from all,some ones wanted double interest.Came to first response the answer was yes at a payment I could afford,even when I had problems with the car dealer,they stepped in and helped me when I bought a troubled car.Sold that car as it was faulty.they kindly re financed me,and I am so thankful to First Response.Beautiful people to talk to helpful and understand,never judged me .I have recommended them to many friends and colleagues. They deserves every thing good.,they are fair ,understanding and polite, thank you all at First Response. Reviewed on: 22nd July 2022

So helpful

5
I was struggling for years to get car finance I approched them and they where so helpful and made it painless to get the finance I needed so friendly and I would choose them again . Reviewed on: 22nd July 2022

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