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First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,813 reviews, last reviewed 29th Jun 2026
85200% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Car Finance Without the Nonsense After being declined for car finance elsewhere, First Response Finance were a breath of fresh air. They really cut through all the unnecessary hassle ... Read more Reviewed on: 29th June 2026
Rocco's avatar
Rocco

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7814)

Superb Service

5
From start to finish the service was amazing the lady who I spoke to from First Response was very helpful and explained everything to me in detail cannot fault the whole process 10/10 Reviewed on: 22nd July 2022
Carol Boyle's avatar
Carol Boyle

Amazing finance company

5
What a company wouldn't go anywhere else for car finance they are very helpful and worked with me to get monthly payments I could afford. What more can I say about first response absolutely first class company Reviewed on: 22nd July 2022
Bernie Smith's avatar
Bernie Smith

Wonderful

5
Absolutely wonderful experience could not have asked for any more Thanks Reviewed on: 22nd July 2022
Nazarius's avatar
Nazarius

Quick and friendly!

5
We were declined for finance (we don’t have a great credit score but by all means definitely not the worst) and as a last resort turned to First Response Finance. The application was very straight forward with verifications efficiently checked and approved - it was very helpful to use the bank approval access to confirm all earnings also. We noticed a small error in our pre-contract agreement (our error, not theirs) and requested a call back. They called at the specified time, very very friendly and didn’t make us feel silly for our mistake and had our problem sorted within a matter of minutes. Once we found our perfect car, we added the details of dealership, registration etc to our account and we had barely even left the forecourt and First Response had already sent documents over and got the ball rolling. Such a smooth process from start to finish and I will tell everyone I know about them, we will definitely use them for any vehicle purchases in the future. Reviewed on: 22nd July 2022
Jade's avatar
Jade

Excellent service

5
Used these now for over just a year been absolutely fantastic Reviewed on: 22nd July 2022
Ben's avatar
Ben

outstanding

5
been there for me right from the start nearly four years ago allways helpfull and willing to go the extra mile to help you Reviewed on: 22nd July 2022
les windsor's avatar
les windsor

Excellent service

5
Price offer good to meet my needs Reviewed on: 22nd July 2022
Fatima Bangura's avatar
Fatima Bangura

very fast and helpful

5
very good only took 2 phone calls and got my new car quick. Reviewed on: 22nd July 2022
downesstuart@yahoo.co.uk's avatar
[email protected]

Excellent service

5
Struggled to get a loan or credit for a (new to me) car but First Response were on the ball and sorted everything within a couple of days. First class service, got the job done! Reviewed on: 22nd July 2022
JS69's avatar
JS69

Very flexible and accomodating

5
Very easy to work with and very accommodating of certain situations, willing to go the extra mile for they're customers Reviewed on: 22nd July 2022
claza clarence's avatar
claza clarence

Review First Response Finance: Car finance now

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