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First Response Finance: Car finance reviews

4.94
Based on 6,934 reviews, last reviewed 16th Apr 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Customers first I had my car with them and they were very helpful when I faced financial difficulty and accepted me even though my credit score at the time wasn’t gre... Read more Reviewed on: 16th April 2026
Chelsie H's avatar
Chelsie H

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6934)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Good

4
Very reasonable fair company. customer service are easy to talk with and understanding and to deal with. Reviewed on: 22nd July 2022

Brilliant finance company

5
After many years of being rejected for finance. First response finance were amazing and offered me finance on my first car. Giving me the freedom I so desperately needed especially for a new job. Which I could not have accepted unless I had the car. Highly recommend great company. Very helpful and friendly and efficient. Reviewed on: 22nd July 2022

Had problems with my dealership first response had no problems changing my car

5
Would only use first response as have not had a problem with them Reviewed on: 22nd July 2022

Best company to work with

5
Needed car finance asap and this company helped me very quickly and efficiently. Would definitely use them again Reviewed on: 22nd July 2022

Excellent service

5
Very accommodating and friendly. Reviewed on: 22nd July 2022

Great service

5
Have used them for years, always been so helpful, quick service good recommend dealers, nothing has ever been too much of a problem Reviewed on: 22nd July 2022

Amazing and frequently

5
When I passed my test first response finance helped me out massively securing my car Reviewed on: 22nd July 2022

How finance should be

5
They take the person into account not some computer algorithm, one size doesn't and never has fitted all. The 1st of fair finance! Reviewed on: 22nd July 2022

No hassle, easy car finance

5
Everything was so easy to do, no hassle and fair interest rates also. I am very happy with first response finance, and would definitely use them again Reviewed on: 22nd July 2022

The whole process from start to finish was made extremely easy!

5
This is the second car I have had on finance with this company. I felt the process was extremely easy and staff were very helpful in arranging it this. Reviewed on: 22nd July 2022