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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7988 reviews)

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4.88

Based on 7,988 reviews, last reviewed 15th Jul 2026

51000% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Excellent company , very fast and extremely helpful. Excellent company , very fast and extremely helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7988)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025

Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025

Absolutely amazing

Helped me when no one else would didn't base things just on my past credit but more on current circumstances had a bike and a cash loan through these would highly recommend costumer service is amazing Reviewed on: 22nd July 2022

Excellent company

Very good at getting you an affordable finance for a car, we're able to let me pay weekly which suited my budget perfectly, would recommend to anyone Reviewed on: 22nd July 2022

Couldn't fault them

Not only did they price match a price I already had, they beat it. Also, so handy that weekly direct debit is available. Reviewed on: 22nd July 2022

Mr. Jobe

Excellent service and very easy process all the way when you buying with first Response. I will always be buying my car from.the company because theyare reliable and Trust wordiness Reviewed on: 22nd July 2022

Amazing, helpful and reliable!

Very helpful and always understanding of circumstances! Very friendly when you speak to someone over the phone. Reviewed on: 22nd July 2022

Very helpful will keep using them

Used more than once and will keep using first response always help me and very good deals Reviewed on: 22nd July 2022

Amazing provider

Been with first response for a good few years and with 2 different vehicles. They have competitive rates and very accommodating. I have recommended they to a close friend already. Reviewed on: 22nd July 2022

Great company

Ive used first response twice now and find them very easy to deal with would highly reccommend to anyone lookong for car fonancr Reviewed on: 22nd July 2022

Amazing Finance Company

I’ve had finance with First Response on my bike which I’ve fully paid off now and they’ve always been very accommodating. Absolutely fantastic company if you have bad credit, I would definitely recommend them. Reviewed on: 22nd July 2022

Great service, prices and easy to deal with

They were superb at setting my car finance up and their customer service is 2nd to none Reviewed on: 22nd July 2022

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