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First Response Finance: Car finance reviews

4.88
Based on 7,970 reviews, last reviewed 10th Jul 2026
50100% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The whole process was quick and simple The whole process was quick and simple Reviewed on: 10th July 2026
Simon M's avatar
Simon M

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7971)

Top class from start to finish very helpful very str...

5
Top class from start to finish very helpful very straight forward easy to work with Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

They have been absolutely brilliant on the odd occas...

5
They have been absolutely brilliant on the odd occasion I have had cashflow problems and need to adjust payments Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Really helpful and friendly and I hope to continue u...

5
Really helpful and friendly and I hope to continue using them in the future Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

This is our 3rd car on finance with them and always...

5
This is our 3rd car on finance with them and always have 1st class service Reviewed on: 4th June 2026
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 5th June 2026
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First Response Finance

It was seemless and easy to apply

5
It was seemless and easy to apply Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
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First Response Finance

Couldn't ask for anything more from First Response f...

5
Couldn't ask for anything more from First Response finance Reviewed on: 4th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Dream come true (own a motorcycle)

5
Very helpful, extremely fast to respond and answer any of my questions regardless of whether it was over a call, text or email. All details and rules explained very clearly - especially since this was my first time applying and receiving car finance. very good option for people with poor credit scores that may feel they have no options :) Reviewed on: 4th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 5th June 2026
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First Response Finance

Great communication from start to finish.

5
Great communication from start to finish. Very Pleased. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
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First Response Finance

Helpful, Friendly & Timely

5
Helpful service on the phone. Pricing explained in detail. Was able to change my payment date with one phone call. Easy to contact. Very happy with the service I received. Payment to the dealer was fast. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 5th June 2026
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First Response Finance

I had 3 finances with them and every time went smooth!

5
I had 3 finances with them and every time went smooth!Really helpful Reviewed on: 4th June 2026
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 5th June 2026
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First Response Finance

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review