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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Very good service

5
I know first response I've been with them before so I always know where to go And I have always got the same treatment very good I will always know where to go to get a car Reviewed on: 22nd July 2022

Excellent company to deal with

5
I have used First Response finance twice now. I came back to them the 2nd time as the were so easy and straight forward to deal with the first time. Being completeley honest my credit file isn't perfect - it isn't bad, but certainly not perfect. Going to First Response means I know that they will give me the best rate they can, and unlike a lot of other companies in this marketplace they don't try to con you or make you feel like a 2nd rate person. Thanks First Response! Reviewed on: 22nd July 2022

Unbelievable service

5
I have used first response for over 10 years for car and comercial vehicles they could not do more for me and the application process is the best and quickest I've experienced! Highly recommended Reviewed on: 22nd July 2022

Great finance company

5
This is the first company I've been with. They have very good rates and good customer service Reviewed on: 22nd July 2022

First class service

5
A very good company. The service is second to non. The team are so polite and go out of their way to get the best deal for you. Any problems however big or small,they are there to help. Well done first response Reviewed on: 22nd July 2022

very understanding and helpful

5
been brilliant and supportive to me throughout my policy Reviewed on: 22nd July 2022

If carlsberg did car finance it would be named First Response Finance

5
First class service. Very professional and very quick in replying to questions and queries that I had. Reviewed on: 22nd July 2022

Amazing car finance company

5
I have used first response finance for around 5 years now. The company are amazing they go out there way to help you any way possible the customer service is fantastic highly recommended company Reviewed on: 22nd July 2022

the best

5
A very serious company and the best in financing prices I'm just in love Reviewed on: 22nd July 2022

Friendly customer service and knowledgeable

5
Good advice on the garages to took at for my next car Reviewed on: 22nd July 2022