Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,985 reviews, last reviewed 14th Jul 2026
50850% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision, good value car finance. Quick decision, good value car finance. Reviewed on: 14th July 2026
Mr S V Yelland's avatar
Mr S V Yelland

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026
Lauren G's avatar
Lauren G

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7985)

Review of the First Response Finance, Car finance:

Straight forward to get finance, great rates and hel...

5
Straight forward to get finance, great rates and helpful staff. Reviewed on: 2nd May 2025
Reply from First Response Finance Thank you Steven, we’re happy that we could help you! Response date: 6th May 2025
First Response Finance's avatar
First Response Finance

Great customer service and product

5
I have had 2 cars through this company and each time no problems, everything went smoothly and would highly recommend A ++++ Reviewed on: 22nd July 2022

Amazing people

5
Amazing professional service and willing to go above and beyond Reviewed on: 22nd July 2022

Fab

5
I’ve been with first response for just over a year and would highly recommend them to anyone. Reviewed on: 22nd July 2022

Excellent customer service and very helpful

5
Would definitely recommend excellent customer service free develivry and very helpful I would definitely return if I ever want a new car . Reviewed on: 22nd July 2022

Excellent customer service

5
First response go above and beyond to help you get what suits your needs. Reviewed on: 22nd July 2022

Brilliant

5
Very helpful, friendly and understanding to people's personal finance situations. Reviewed on: 22nd July 2022

Excellent customer service

5
First response finance are an excellent company to do business with first class experience very helpful staff with excellent experience in car finance I would highly recommend them Reviewed on: 22nd July 2022

Easy to understand

5
Never had any issues...very easy to understand and set up o line..would use again Reviewed on: 22nd July 2022

Superb service!!!

5
They got my mortgage organised in no time at all. Would definitely use again. Reviewed on: 22nd July 2022

Qualities

5
I have had to car finance agreements with first response, they have helped when times were hard due to covid and even with bad credit was able to take a loan with good APR. I have recommended them to 4 family members which have also taken out a car finance agreement. I would use again in future and recommended to more friends and family Reviewed on: 22nd July 2022