Smart Money People Logo

First Response Finance: Car finance reviews

4.94
Based on 6,934 reviews, last reviewed 16th Apr 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customers first I had my car with them and they were very helpful when I faced financial difficulty and accepted me even though my credit score at the time wasn’t gre... Read more Reviewed on: 16th April 2026
Chelsie H's avatar
Chelsie H

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (6934)

Helpful and knowledgeable

5
I have now used first response twice to finance car purchase and on both occasions they have been very helpful and professional I will definitely use first response again and would highly recommend them. Reviewed on: 22nd July 2022

Great friendly service

5
A Brilliant company very friendly and a Brilliant service I have been with first response for over 6 years I will always use them. Reviewed on: 22nd July 2022

Blessed by these guys

5
I had an IVA against my name 3.5-4 years ago. My credit still blighted by creditor's whobwish to leave the default in for another while longer. Bless them. However, a seamless service, utilising technology for ease of use and so far, great customer care, leaves me whetting my appetite at the ability for this team and their staff to deliver blessings to many who can afford yet cannot get credit for a humble vechile in a time of severe change and access to services. Thank you so much for your reward and getting back to a place whereby I can show accountability and repent from my past financial mistakes. God bless you all Reviewed on: 22nd July 2022

Excellent service

5
Very happy with everything, everything sorted out within a few hours and driving home in my new car. Plus I was able to pay weekly, which suits me better. Great stuff Reviewed on: 22nd July 2022

Efficient friendly helpful

5
Had to re-finance after an accident. Staff were very helpful in assisting me Reviewed on: 22nd July 2022

very helpful and quick

5
they have helped me finance two cars and also a personal loan. they explain everything and they are very helpful with any questions that i have Reviewed on: 22nd July 2022

Excellent

5
So easy and quicker. Highly recommended Reviewed on: 22nd July 2022

Excellent

5
Excellent company with excellent customer service really affordable finance that's suits your needs I strongly recommend First Response Finance Reviewed on: 22nd July 2022

It was very easy process

5
The customer service is brilliant and very helpful the whole process was smooth Reviewed on: 22nd July 2022

Very good company,hassle free

5
I have used first response twice for car finance,the company are fantastic.hassle free,friendly staff and spot on options for repayment. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review