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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Great service, quick and efficient

5
Couldn’t fault the customer service. Very attentive to all enquires and easy to get through to. The online portal and customer service line makes it easy to manage my finance contract. Reviewed on: 22nd July 2022

Excellent

5
Even with poor credit they accepted me.am now on my my 2nd agreement customer service is brilliant I would highly recommend Reviewed on: 22nd July 2022

Good

5
Very happy with service happy with payments happy with follow ups Reviewed on: 22nd July 2022

Acceptance

5
I had bad credit and was declined finance everywhere else until I tried first response they never used my credit to determine wether I was accepted they went by affordability and found me the best amount I could afford and we want from there it was so easy Reviewed on: 22nd July 2022

Excellent

5
I have awful credit history, these guys gave me finance it was sorted it just a few hours got my new car the following day. I can't thank them enough Reviewed on: 22nd July 2022

Good company

5
Easy application and nice people very helpful Reviewed on: 22nd July 2022

Amazing company

5
I didn't expect to be accepted but I was. This meant I wasn't left without a car when my old one broke down. Reviewed on: 22nd July 2022

Fast and easy

5
Very helpful and explain all the fine details of the agreement. Reviewed on: 22nd July 2022

Amazing car finance

5
Quick, efficient,very friendly and would definitely use them again for my next car Reviewed on: 22nd July 2022

Fantastic company

5
Very friendly and understanding staff and they help in struggling times i.e when i had a problem with my wages at work not like other companies that can't help when you struggling Reviewed on: 22nd July 2022