Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

First Response Finance: Car finance reviews

View other First Response Finance products
4.88
Based on 7,808 reviews, last reviewed 23rd Jun 2026
84800% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service I have used first response many times. Excellent customer service. If you have a issue always very helpful would recommend them to anyone Reviewed on: 23rd June 2026
rwhite754@yahoo.com's avatar
[email protected]

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

First Response Finance Car finance reviews (7809)

Easy to apply

5
Easy to apply and very friendly staff, but also professional would highly recommend Reviewed on: 22nd July 2022
Allen 's avatar
Allen

First Rate Company

5
I do not have the greatest of credit ratings but dealing with First Response Finance Ltd has been the easiest thing to do. Every communication was answered immediately with a clear and easy-to-understand explanation. Excellent cannot fault Reviewed on: 22nd July 2022
Mark Gott's avatar
Mark Gott

Fabulous

5
Very easy to get help. I would highly recommend this finance. Reviewed on: 22nd July 2022
Tracey's avatar
Tracey

Great and easy company very helpful

5
We chose first response and had no problems at all fab company to be with and always willing to help when needed thanks again to the team yous are smashing it Reviewed on: 22nd July 2022
Jay 's avatar
Jay

Very high interest rates for year long customers

1
Not impressed, I haven't missed any payment and my interest rate only decreased a fraction. Complete rip off Reviewed on: 22nd July 2022
JGrad's avatar
JGrad

Family focused polite and so accessible to all - making all that felt impossible - possible

4
Family focused polite and so accessible to all - making all that felt impossible - possible Reviewed on: 22nd July 2022
blackbeautysweetberry@gmail.com's avatar
[email protected]

1st class company and service everytime.

5
Always happy to help, even if it's a tricky problem. This company actually listens and finds a solution. Thankyou Reviewed on: 22nd July 2022
Juju Julie's avatar
Juju Julie

Great customer service

5
Everything went smoothly. Transparency was accurate from them. I will recommend their service anytime. Reviewed on: 22nd July 2022
David Chanding's avatar
David Chanding

Brilliant

5
Brilliant service. Quick decision. Customer service was top notch. Very happy. And would definitely use first response again. Reviewed on: 22nd July 2022
Tony Lewins's avatar
Tony Lewins

Customer orientated

5
I’d be off work since before the first Covid lockdown and couldn’t pay the finance payments, instead of repossessing my car, they worked with me and I resumed payments when I did manage to get back into work, I asked to make extra payments to work away at the arrears and they were happy enough to work with me due to the circumstances. Couldn’t fault the company at all. Reviewed on: 22nd July 2022
Daniel's avatar
Daniel

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill