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First Response Finance: Car finance reviews

4.88
Based on 7,816 reviews, last reviewed 2nd Jul 2026
42650% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are committed to the needs of their valued cust... They are committed to the needs of their valued customers Reviewed on: 2nd July 2026
Adeniyi A's avatar
Adeniyi A

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7816)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Excellent

5
Absolutely brilliant service would recommend it Reviewed on: 22nd July 2022

Fantastic helped me when no 1 else could

5
Great company with great staff very helpful Reviewed on: 22nd July 2022

Very reliable

5
This company offers flexibility in payments. They are very reliable, gives advice and options. They also have one of the lowest interest rates in the market. I am so happy I chose First Response Finance. Reviewed on: 22nd July 2022

Amazing company!

5
I have had 2 cars and just about to end my motorbike finance with these guys. Their customer service is the best about, they are fair, understanding and go out of their way to help you. I struggled with my payments when I lost my job and they reduced my payments to help me with my financial state and it didn't affect my credit. The company is hassle free, quick and easy and I've passed the company on to a few friends before as they don't have good credit history and all been accepted! It gives everyone a chance to get the car they have always wanted. Highly recommended! Reviewed on: 22nd July 2022

Best place for finance!

5
Wanted to get car on finance and got no where with other places then first response helped me along getting me the best they could and got me my finance for my car. They are nice and friendly on the phone and help you in any way they can. I will definitely use first response for another finance and recommend to anyone looking for one. Reviewed on: 22nd July 2022

Excellent service

4
Highly recommend they are always there to help Reviewed on: 22nd July 2022

They are called First Response for a reason!!

5
Just took on my 2nd car with First response and the payment was made to the dealership in less than 12hrs from when I saw the vehicle I liked. Reviewed on: 22nd July 2022

5 Star company

5
First Response Finance were excellent in sorting out finance for my new car. They kept me updated throughout the process. Reviewed on: 22nd July 2022

Excellent. Happy customer

5
I couldn't be happier with the experience I have had with First Response. From start to finish it has been faultless. Thank you Reviewed on: 22nd July 2022

EXCELLENCE DELIVERED

5
QUICK. EASY. HONEST. These are some of the words i would use to describe First Response Finance. They were transparent with me throughout the whole process and left no question unanswered. Would highly recommend if there was 6 stars I would of chose that! Reviewed on: 22nd July 2022