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First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (7810)

Very good service

5
Had no trouble everything was very fast getting done Reviewed on: 22nd July 2022

Brilliant company

5
Very fast and very stress free, never had any issues and been with them a year now. Reviewed on: 22nd July 2022

Great company

5
Great company to do business with.i had a fault with my car I bought from dealer.dealer wouldn't sort it.but first response sorted and paid me for fault. Reviewed on: 22nd July 2022

Brilliant company nice friendly staff

5
As above nice friendly company nice staff easy to sort out finance Reviewed on: 22nd July 2022

Helpful and trust worthy

5
I was looking for a car and no company would take me on due to my bad credit and thanks to first response for taking me on and i have passed other people on to them Reviewed on: 22nd July 2022

Excellent service very straight forward.

5
I was so relaxed throughout the process. With average credit it was very easy to apply and got accepted straight away. This is my forever finance company. Reviewed on: 22nd July 2022

Easy from start to finish

5
Polite friendly approachable reliable Reviewed on: 22nd July 2022

Professional, Efficient service

5
Very pleased with the service I received from the start. I was contacted very quickly after applying to determine my affordability rather than the company relying on erroneous computer algorithms and predictions. I was guided through the process seemlessly and professionally. Upon approval, the car finance was sorted out within minutes! Fantastic service. All the info I needed provided upfront, no nasty surprises, warm, polite staff! Four months on and everything is going well. I definitely recommend Reviewed on: 22nd July 2022

Very efficient and friendly

5
Quick, Efficient and Friendly. Always ready to help with any questions I had. Very straight forward process. Easy to understand. Reviewed on: 22nd July 2022

Brilliant

5
Great customer services and excellent finance service Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review