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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Financed a van for my business

5
Offered me finance when no other company would so I was able to trade my car in and get a van for my business which has helped me increase my income. I also applied as two other family members have been with first response finance for years with no problems. Very helpful on the phone aswell Reviewed on: 22nd July 2022

Excellent, reliable, helpful service, i would recommend to anyone

5
The perfect hassle free service for car finance, quick decisions, brilliant for thos with poor credit, helpful and friendly staff.. best of all you can use most garages to pick a car from Reviewed on: 22nd July 2022

Best finance provider around

5
After being declined finance everywhere else first response finance was the last ones to try and I wish I tried them first. Not only was I accepted but the process was very easy and they help you along the way Reviewed on: 22nd July 2022

Great service

5
Good customer service great company Reviewed on: 22nd July 2022

First class

5
The clue is the name, the customer always comes First, and any problems you may have their response is quick. Reviewed on: 22nd July 2022

Yes to me.

5
I have had two finance , with first response ,and help me to get two good cars in last 5 years ,which was appreciated as my credit score was not very high. Reviewed on: 22nd July 2022

Amazing throughout

5
I’ve never in the past been one for finance so didn’t have a clue where to start what to look out for. The staff were all friendly and helpful with my additional needs. They made me feel comfortable throughout the whole experience. My credit score was not great. But they managed to bring the APR right down for me. And I’m paying less than what I budgeted for. I know when I’m finished paying this car off I will most definitely use first response again Reviewed on: 22nd July 2022

Superb

5
Told me they would reduce my APR and kept there word people in office great to deal with enjoying my motorcycle thanks first response Reviewed on: 22nd July 2022

Excellent company

5
I've had 2 car fiances with them never had problem fast service and great customer service Reviewed on: 22nd July 2022

Finance

5
The Best UK Company. Cery friendly and helpfull people. I would recommend to everyone Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review