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First Response Finance: Car finance reviews

View other First Response Finance products
4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck
Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

First Response Finance - The Easy Option

5
I first came across First Response Finance when I was looking for a car online. Due to personal circumstances my credt rating wasn't great. First Response took all of that into consideration when offering me both finance and in helping me find a suitable vehicle through their recommended dealers. They also offer various repayment periods and I've found them to be very flexible in order to suit my budget I had tried a couple of other online lenders but although I was offered finance I found their business methods to be nothing short of harrassing, with constant phone calls and emails. None of that with First Response. They keep you up to date with your application and it's easy to keep track of how much is owed with your online account. They also offer the option of making extra payments to bring your balance down. If your payment date falls on a holiday they contact you to make sure that theres no issues regarding payment dates. This is my second time using First Response and I'm very happy with my decision to use this company. Reviewed on: 22nd July 2022
Ally King's avatar
Ally King

Friendly clear and reassuring team

5
Had vehicle finance with these found to be clear tranparent and friendly making journey a easy and happy one would recommend to others Reviewed on: 22nd July 2022
Alan's avatar
Alan

Fast and easy

5
A very straight forward provider who gave me finance when my options were limited. Reviewed on: 22nd July 2022
Dean 's avatar
Dean

Great company couldn't have got my car without them

5
Fantastic company really friendly staff, they were so helpful in dealing with me. I would definitely recommend them. Reviewed on: 22nd July 2022
Charlotte 's avatar
Charlotte

friendly, quick, professional and just there!

5
So easy to work with the people are all friendly, professional and explain everything to you so you fully understand what to do and happens next - i just trust them and think they are great to be a customer of them Reviewed on: 22nd July 2022
Graeme Dryden's avatar
Graeme Dryden

Amazing customer service

5
Ive used first response for a few years now and The Team always go the extra mile to help out absolutely cannot fault them Reviewed on: 22nd July 2022
Mike Walsh's avatar
Mike Walsh

Great firm

5
This company helped me when I was in a very difficult position trying to find it replacement car for one that broke down permanently. I would highly recommend their customer service even in difficult personal circumstances. They were very professional thorough and compassionate and very knowledgeable. Reviewed on: 22nd July 2022
Rachel Harris's avatar
Rachel Harris

Quality "No fuss" Finance.

5
Needed a work vehicle and came across first Responce Finance. Response was great. Finance affordable. Quality people to deal with. Overall Happy experience would recommend the all day long... Reviewed on: 22nd July 2022
Clive Lloyd Brooks's avatar
Clive Lloyd Brooks

Vehicle Finance

5
First Response were so easy to deal with. They go the extra mile to sign you up at a fair interest rate, I was refused finance by several companies but not First Response. Tell them truthfully your position they do all they can to get you on the road with the vehicle you have chosen I would definitely recommend them to anyone. Reviewed on: 22nd July 2022
Tony Llewellyn's avatar
Tony Llewellyn

Helpful

4
Got things in place swiftly and good communication since Reviewed on: 22nd July 2022
Amy Chatfield's avatar
Amy Chatfield

Review First Response Finance: Car finance now

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