Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.88
Based on 7,810 reviews, last reviewed 26th Jun 2026
84900% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Finance company would recommend Very helpful and Flexible with my car finance, gave support when needed and was expected at all. So kudos to this finance option and would recommend t... Read more Reviewed on: 26th June 2026
Shaeostik's avatar
Shaeostik

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7810)

Brilliant customer service

5
I am now on my second finance with first response staff are always helpful and friendly any problems get sorted quickly and efficiently Reviewed on: 22nd July 2022

Fantastic customer service

5
Simple easy and affordable with excellent customer service Reviewed on: 22nd July 2022

Excellent

5
I have been with first response for some years and they are always polite, helpful, go out of there way to get the right deal. Never even thought of going with someone else. Reviewed on: 22nd July 2022

Quick, easy and reliable.

5
I honestly couldn't believe how quick and easy it was to sort my car finance. Got the car I love and the deal I could afford. Big thumbs up Reviewed on: 22nd July 2022

Very reasonable!

5
When I thought no one would accept my bad financial background first response did ! Reviewed on: 22nd July 2022

Always supportive to needs

5
No matter who you speak to, they are always helpful and understanding :) definitely recommend them Reviewed on: 22nd July 2022

Awesome company

5
First response helped me get my car on finance after my business went under and I had bad credit in 2013. And I have been with them ever since. There not the cheapest car finance company but there customer service is excellent and every time I re finance I get better APR and I’m on my 5th car with them now Reviewed on: 22nd July 2022

Friendly, caring and efficient finance company

5
I was able to get a new car when other companies were not willing to accept me. First Response Finance had a chat with me to understand my situation and took my story into consideration when making a decision rather than just replying on a computer decision. I will always be thankful for that. When I have had to speak with them, they have been friendly and caring. They are also efficient in the way they work Reviewed on: 22nd July 2022

Greatest

5
They was very fast response the team was very very helpful. They could manage to give the decision in time. Great service Reviewed on: 22nd July 2022

Brilliant company

5
I’ve had them for over a year now and they are brilliant, if I ever have an issues etc they are always happy to help, no long waiting times either. Very easy to apply and very quick with an answer even with poor credit. Reviewed on: 22nd July 2022

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review