Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Excellent

4
Ease from start to finish.. even went extra mile to ensure I ended up with my dream car Reviewed on: 27th August 2021

The best car finance company by far

5
Car finance is the best finance company around the are so helpfull and the don't rush you into choosing your car, the adviser that helped me wen above and beyond to help me get the car I wanted 10/10 customer service I would recommend to everyone and I will certainly be coming back to them when I decide to get a new car. Big thanks to all the staff at first response Reviewed on: 25th August 2021

Great Company

4
Got my first car thanks to first response, It was very easy to apply and got a very quick response. They are a great company and I highly recommend them Reviewed on: 25th August 2021

Review

5
Perfect Communication great sales team Reviewed on: 25th August 2021

Fast easy process

5
Great company.process was quick and easy.funds release immediately.couldnt be happier. Definately recommend Reviewed on: 25th August 2021

Hassle free really

5
I set my repayments and over what term, told them when and how i got paid, weekly or monthly in my case weekly and they automatically set direct debit payments to weekly on the day i get paid for me. Reviewed on: 25th August 2021

First response finance are amazing

5
Honestly can’t say anything bad about these guys, I don’t have the best credit but they still accepted me and I helped me and my disabled children so much! We can actually go places now. I can’t recommend these guys enough Reviewed on: 24th August 2021

Very helpful, understanding of different circumstances

5
I'm on my 5th aggrement with them can't recommend highly enough, understanding of my circumstances changing, they don't automatically say no, they listen and try to understand the bad points of your credit history and the circumstances around the occurring. And they deal with bad dealers effectly to deal with cars that wernt as described and faulty. Reviewed on: 23rd August 2021

Brilliant company and the staff are all lovely

5
Brilliant company, staff are all lovely and very helpful, would highly recommend Reviewed on: 23rd August 2021

Quick and friendly

3
Quick and friendly When I had issues with car dealer they were very supportive Reviewed on: 23rd August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review