Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Great and easy

5
They were very efficient and amazing when I was a first time getting my car found them very helpful and so easy to start up with Reviewed on: 17th August 2021

Excellent Customer Service

5
Always helpful whenever you need to contact them. I was struggling one month to pay after changing jobs and they were incredibly helpful with me and understanding Reviewed on: 17th August 2021

Great service

5
Great customer service and experience. Really felt like they were interested in looking after my interests. Very helpful, highly recommended. Reviewed on: 17th August 2021

Very helpful and understanding

5
This was my first time taking any out on finance, the company understood that and helped me as much as possible while explaining what happens to the best. They got the best and cheapest deal for me. Reviewed on: 17th August 2021

Fantastic customer service

5
Customer service is exceptional, helped me through a few finances and also through a problem with a dealer. Would highly recommend. Reviewed on: 17th August 2021

Quick simple no pressure

5
Gave me a figure explained why I got what I offered etc and not once was I pressured into accepting any agreement Reviewed on: 17th August 2021

Very good company to be with for finance

5
Always helped me out have been with then for quite a few years and always used them all the time, Reviewed on: 17th August 2021

Amazing company

5
I never thought I'd be able to get credit for a car. First response fiance talked ne through the process and believed in me. This in turn helped me to get a new car for my family Reviewed on: 17th August 2021

Great experience

5
I was approved for an amount less than what is normally accepted and with less-than-perfect financial situation. Their website is clear and easy to use; I got my account set up quickly and it allowed me to adjust my payment amounts to suit me. I could even set it to take the payments on a four-weekly basis on my payday rather than the same date each month, which makes my budgeting much easier. Reviewed on: 17th August 2021

Excellent service

5
Been using first response for over 15 years for cars and motorbikes. Quick and easy application and payments made to garage within minutes. Reviewed on: 17th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review