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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

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First Response Finance Car finance reviews (8001)

Car finance

5
Can not fault this company. The process was so easy and all online. Keep me up to date with what was going on. Will definitely use them again Reviewed on: 13th August 2021

Each time I have had to get a new car they have been quick to deal with my requesy

5
I have had to have a couple of cars in the last year and 1st response have dealt with this efficiently and have endeavored to help out in unusual circumstances and they have dealt with them extremely quickly very help and excellent customer service Reviewed on: 13th August 2021

Application Heaven!

5
I had bought my own little car the week before applying for finance. The day I collected it, I was sat applying for insurance when someone hit it and drove away. I wasn't insured as I was literally sat on the phone to them there and then so you can imagine how upset I was. A week later I applied for finance (last October) and the process was just flawless. The staff were on hand to provide all the answers to my questions. I had. a change of heart with a dealership and they stepped in and changed everything over without an issue. They kept me up to date and gave me plenty of options. I will never use another finance company ever again. FRF - you are absolute diamonds! 5 ***** After the issue with the car and a long illness, I got my dream car and I could not be happier ♥️ Thank you so much Reviewed on: 13th August 2021

Excellent

5
Very quick in responding and finance quickly paid. Reviewed on: 13th August 2021

No qualms response

4
This company really bears its name in their service delivery! First Fast and Responsive, but also legally compliant Reviewed on: 13th August 2021

Great service no hassle

5
Prompt friendly service delighted with it all. Highly recommend. Reviewed on: 13th August 2021

I didn't find any problems applying quick decision and very helpful

5
Highly recommend First Response Finance. Reviewed on: 13th August 2021

Quick, easy, efficient

5
Was able to acquire the car I wanted within a few days with next to no fuss. Would definitely use again for another purchase. Reviewed on: 13th August 2021

Absaloutly brilliant

5
Could not get car finance anywhere because of credit score . Went through first response finance and wow a car within a week . Absaloustly brilliant and not overly expensive . If you want a great company go with these you won't be Dissapointed Reviewed on: 13th August 2021

Very friendly excellent customer service

5
Excellent service friendly polite staff totally put me at ease with everything Reviewed on: 13th August 2021

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