Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Very easygoing

5
Very easy and fare. Have never had an issue Reviewed on: 13th August 2021

Quick and easy finance

4
Quick and easy finance. Fast approval rate and very friendly service. Reviewed on: 13th August 2021

Car Finance Acceptance

5
First Response Finance were the only company who would accept my application. I have a poor credit rating and they were fair in their review of my finances to the offer they gave me. Flexible also as to choosing the best date for payments to go out of my account. Other companies from experience have not been anywhere near as flexible. They are fair and trustworthy. Reviewed on: 13th August 2021

Unbelievable

5
In today’s environment of poor customer service and willingness to accept mediocracy First Response Finance is a breath of fresh air… Outstanding customer service and an acceptance of individual unique circumstances I found this company to be responsive and helpful to my needs. They have completely changed my somewhat cynical impression of Finance. Have and will continue to recommend Reviewed on: 13th August 2021

Excellent service

5
Excellent finance company second time been with them and will continue to do so Reviewed on: 13th August 2021

Helpful and understanding

5
They took the time to listen to my story and help me out, it change my life and my me feel independent Reviewed on: 13th August 2021

Very happy with the service

5
I’ve used first response for vehicle finance 3 times in the last 12 years (2005-2008 and 2017 to present day) and have always been very happy with the service and the way my accounts have been dealt with always very polite and helpful and wouldn’t use any other company Reviewed on: 13th August 2021

So helpful

5
I have really bad credit and first response went above and beyond to help me get my family car. Would defo recommend Reviewed on: 13th August 2021

Very happy with First Response

5
All of my dealings with First Response have been made trouble free by the staff. I'm with them now with my third car loan and I cannot highly recommended them any more than brilliant and happy to deal with Reviewed on: 13th August 2021

Car finance

5
Always friendly and easy to deal with I have had two cars financed and will continue to the future thanks Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review