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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Easy to contact help clients out

5
They were the only company who gave me a chance after an ex partner messed up my credit. I am on my third car with them and have been haply with their customer service, quick payouts and quick answering of calls. They are a smaller company and don't offer large amounts so I'm only allowed a low finance price which always ends up with myself getting cars which don't last, this would be my only issue with them. Reviewed on: 13th August 2021

Helpful

5
Very helpful with getting me finance as i had poor credit rating Reviewed on: 13th August 2021

Very good

5
This company are absolutely brilliant Reviewed on: 13th August 2021

Very god serivce

5
Was extremely easy to set up and with my bad credit I never thought I would get finance. Reviewed on: 13th August 2021

Excellent service

5
Couldn’t fault first response finance customer service was so knowledgable and helpful. Will definitely use again in the future. Thank you Reviewed on: 13th August 2021

Responded to issues with car fast

5
Had issues with car purchase with dealer and first response acted on my behalf to rectify them very quickly Reviewed on: 13th August 2021

Excellent

5
They really bent over backwards to help me Reviewed on: 13th August 2021

No nonsense finance

5
Very happy with my experience with first response I’ve used them more than once. Didn’t mess me about and even with no credit history sorted me out finance no problem. Staff are excellent and very friendly. Wouldn’t go anywhere else because they’ve gained my trust. Reviewed on: 13th August 2021

Friendly helpful Service

5
There to help you through every step Friendly happy staff that keep you updated with the progress of your finance through too the end when you pick up your keys..Happy Days Reviewed on: 13th August 2021

Amazing reliable service

5
First response were exceptional in the entire process Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review