Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Great overall

5
We were in seach of a car but due to an alright score no one would touch us until first response stepped in Reviewed on: 13th August 2021

Never had any issues

5
They have always helped me out when needed, they text me if the payment day changes if lands on a bank hol or weekend, they are outstanding Reviewed on: 13th August 2021

Fantastic service

5
Since I found out about first response finance they have been second to none with there service excellent customer service very helpful and professional with my every needs would recommend to everyone Reviewed on: 13th August 2021

just brilliant

5
Have used the company now for the last 5 of my cars..brilliant service ..no problem to big always their to help and great at sorting problems out..just FANTASTIC Reviewed on: 13th August 2021

Fast service

5
Good opportunity even with low credit history Reviewed on: 13th August 2021

Fantastic company

5
I have been with first response for about 4 years now, and it’s fair to say they put there consumers first.. every time I needed help they have done it straight away. I would recommend this company to anyone. Top service and amazing Customer service and communication ***** from me Reviewed on: 13th August 2021

They helped me when I was turned away elsewhere

5
I have nothing but good things to say about first response finance. They helped me to purchase the car of my dreams. At the time of purchasing, I had not passed my driving test yet, but wanted a car to continue practising in before my test. I was turned down by two financing companies that the dealership worked with because I was a learner driver, even with a guarantor. However the dealership suggested first response finance to me, who they had not worked with before but I’m sure they will now because first response finance were able to offer me finance as a learner driver, without a guarantor and the monthly payments are even less than any of the other financing companies I had tried. It was the perfect outcome for me. I’ve been financing my car through first response finance for about 10 months now and I have since passed my driving test 8 months ago, and I can’t thank first response finance enough for all of their help. Because of this company I was able to purchase my dream car, I was able to have plenty of practice in my own car before my test which helped to build my confidence so much, and I passed my test first time! I love my little car and I’m so happy with the finance deal I have. Their rates are so affordable and I believe this company should absolutely get the recognition they deserve. Reviewed on: 13th August 2021

Fantastic

5
First Responce were great very helpful always friendly and made me feel that I really matterd GREAT company thank you Reviewed on: 13th August 2021

Pleasure experience

5
It was really easy to arrange my finance with, at all time I was informed about my choices. Reviewed on: 13th August 2021

Easy transaction

5
I bought a bike through them before I upgraded to another bike It was pleasant and no hassle. When my brother wanting a new bike I put them forward to him and now has his dream bike Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review