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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Made everything so much easier!

5
Made everything so much easier especially with poor credit! Plenty of communication but not too much, all questions I had were answered competently and helpfully. Nothing was too much trouble. Would absolutely recommend. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026
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First Response Finance

Recently financed a car with first response cannot f...

5
Recently financed a car with first response cannot fault customer service quick decision got car next day excellent Reviewed on: 4th June 2026
Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 4th June 2026
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First Response Finance

First response finance

5
super friendly team, help at any time very good e-mail contact and conversationsI recommend a helpful person in any financial situation Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! Response date: 4th June 2026
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First Response Finance

Easy and simple insurance company, fast and cost eff...

5
Easy and simple insurance company, fast and cost effective Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 4th June 2026
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First Response Finance

First Response Finance, affordable and friendly

5
Looking for my first car, found one I liked and within four days I had applied for finance with First Response Finance, spoken to someone on the phone and been approved with an affordable payback scheme. Perfect for my first time, answering all my questions and giving me any extra information. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 4th June 2026
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First Response Finance

Got me finance for a van when I was struggling elsew...

5
Got me finance for a van when I was struggling elsewhere Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026
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First Response Finance

Straight forward finance company without any hassle.

5
Straight forward finance company without any hassle. I would highly recommend. Through my process for finance I felt completely at ease! Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 4th June 2026
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First Response Finance

Discussion for car finance went smoothly, and done q...

5
Discussion for car finance went smoothly, and done quickly. More than I expected. Reviewed on: 4th June 2026
Reply from First Response Finance We’re happy that we could help you! Response date: 4th June 2026
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First Response Finance

I have had 4 cars so far with first response, I paid...

5
I have had 4 cars so far with first response, I paid a car off then kept it for 3 year's then decided it was time to get a new car, I gave first response a call and had finance approved the same day, within 3 day's I had my new car. Reviewed on: 4th June 2026
Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 4th June 2026
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First Response Finance

Great for bad credit

5
They helped me easily apply for my car finance with bad credit history. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026
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First Response Finance