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First Response Finance: Car finance reviews

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4.88

Based on 7,973 reviews, last reviewed 12th Jul 2026

50250% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

3%

0%

0%

0%

Latest highest rating:

5

gave me a chance and havent let them down. gave me a chance and havent let them down. easy to make payments and if you have aissue or need a date moved. they will work with you Reviewed on: 12th July 2026

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7974)

I started by paying of my car loan .

5

I started by paying of my car loan .then I saw another car 4years newer and the garage couldn’t get me finance. So I asked first Response and they were quick to sort out everything and a few days later I got my newer car Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

They have been very helpful and easy to deal with an...

5

They have been very helpful and easy to deal with and also communicate with Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

From start to finish the process was simple and effi...

5

From start to finish the process was simple and efficient. Totally stress free which is what you need when buying a car. Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Let down by many lenders

5

Let down by many lenders but the process was straightforward and quick Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Fast service clear options good communication

5

Fast service clear options good communication Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Great experience and used a few times now and can’t...

5

Great experience and used a few times now and can’t fault overall service whatsoever Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Arranged finance on car insurance picked same day an...

5

Arranged finance on car insurance picked same day an delivered quickly Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

When I first applied for finance, first response was...

5

When I first applied for finance, first response was amazing explaining everything to me the woman who was dealing with me was so pleasant. I suffer with anxiety and don’t like talking to anyone but first response made me feel relaxed and not looked down at with having a low credit rating it’s honestly felt like I was talking to a friend on the phone. They always keep me updated via email and my online account is easy to understand and navigate Reviewed on: 4th June 2026

Reply from First Response Finance Thank you! Response date: 5th June 2026

First response have been nothing but amazing through...

5

First response have been nothing but amazing through the whole experience Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Easy process and Excellent customer service

5

Easy application process and fare fees. And excellent service Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience.

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