First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7973 reviews)

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4.88

Based on 7,973 reviews, last reviewed 12th Jul 2026

50250% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

gave me a chance and havent let them down. gave me a chance and havent let them down. easy to make payments and if you have aissue or need a date moved. they will work with you Reviewed on: 12th July 2026

Latest lowest rating:

1

Mad to get MP and Citizens advice involved as they d... Mad to get MP and Citizens advice involved as they do not look after their vulnerable customers Reviewed on: 10th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

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Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7973)

I have had 4 cars so far with first response, I paid...

I have had 4 cars so far with first response, I paid a car off then kept it for 3 year's then decided it was time to get a new car, I gave first response a call and had finance approved the same day, within 3 day's I had my new car. Reviewed on: 4th June 2026

Reply from First Response Finance It's great to see that you're a returning customer of ours! We hope you're happy with your new car. Response date: 4th June 2026

Great for bad credit

They helped me easily apply for my car finance with bad credit history. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026

I found first response very helpfull when applying f...

I found first response very helpfull when applying for my finance. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026

The customer service team have been great from the s...

The customer service team have been great from the start, even helped me renew my finance. Reviewed on: 4th June 2026