Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

I found first response very helpfull when applying f...

5
I found first response very helpfull when applying for my finance. Reviewed on: 4th June 2026
Reply from First Response Finance Thank you! We hope you're happy with your new vehicle. Response date: 4th June 2026
First Response Finance's avatar
First Response Finance

The customer service team have been great from the s...

5
The customer service team have been great from the start, even helped me renew my finance. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

A Lifeline When I Needed It Most

5
I was in a difficult position and desperately needed a car to get to work so I could support my family. Due to my poor credit history, no other lender was willing to help me. First Response took the time to consider my application and helped me secure a vehicle when I had very few options available. The process was straightforward, and having access to a car has made a huge difference to my ability to work and provide for my family. I’m incredibly grateful for the support they gave me and would like to thank the team for helping me when I needed it most. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Just slick from beginning to end !

5
Just slick from beginning to end ! No problems at all ! Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Consideration, and ease of process, is why I have us...

5
Consideration, and ease of process, is why I have used First Response 3 times.Jon McKay Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Fast , friendly and efficient service.

5
Fast , friendly and efficient service. Dealt with easily and made everything very straight forward Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

Fantastic customer services

5
Fantastic service from start to finish Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

I started by paying of my car loan .

5
I started by paying of my car loan .then I saw another car 4years newer and the garage couldn’t get me finance. So I asked first Response and they were quick to sort out everything and a few days later I got my newer car Reviewed on: 4th June 2026
Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

They have been very helpful and easy to deal with an...

5
They have been very helpful and easy to deal with and also communicate with Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance

From start to finish the process was simple and effi...

5
From start to finish the process was simple and efficient. Totally stress free which is what you need when buying a car. Reviewed on: 4th June 2026
Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026
First Response Finance's avatar
First Response Finance