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First Response Finance: Car finance reviews

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4.87

Based on 8,001 reviews, last reviewed 29th Jul 2026

151% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3%

0%

0%

0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (8001)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Best car finace in the UK

5

I experience with first response finance best company in the United Kingdom Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Approved my finance application first time

5

Approved my finance application first time Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

I had never been able to take out car finance until...

5

I had never been able to take out car finance until first response finance. The whole process was thorough and the staff were so friendly Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Trusted me when others didn’t.

5

Trusted me when others didn’t. It paid off for both of us. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

Wouldn't hesitate to recommend

5

Have financed 2 vehicles through First, wouldn't hesitate on financing another with them or recommending to a friend Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

I purchased my 2013 Ford Kuga through First Response...

5

I purchased my 2013 Ford Kuga through First Response Finance in 2025, due to complications from a back injury making me unable to continue driving a manual vehicle as low down as the Volvo V40 I had at that time, without there excellent and professional help I could not have continued driving at this time due to the finances involved in swapping vehicle at short notice. The team are as always professional, understanding and supportive and got me exactly what I needed. Reviewed on: 4th June 2026

Reply from First Response Finance Thank you for the five-star review! Response date: 5th June 2026

absolutely amazing company, my 2nd car with them and...

5

absolutely amazing company, my 2nd car with them and i wouldn’t go through any other company, always go above and beyond and are always understanding with any problems, always help to answer any questions no matter how daft they are. Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

They have been very helpful in the past 2 cars I hav...

5

They have been very helpful in the past 2 cars I have had Reviewed on: 4th June 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 5th June 2026

Great efficient experience through your supported de...

5

Great efficient experience through your supported dealer Reviewed on: 22nd May 2026

Reply from First Response Finance Thank you! Response date: 26th May 2026

Always a lovely company to work with, always there w...

5

Always a lovely company to work with, always there when I need support and would highly recommend to anyone with poor credit that needs that extra bit of support in financing a vehicle Reviewed on: 21st May 2026

Reply from First Response Finance That's great to hear, thank you! Response date: 26th May 2026

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