Paid advertisement
Smart Money People Logo

First Response Finance: Car finance reviews

4.88
Based on 7,769 reviews, last reviewed 8th Jun 2026
81000% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was a fast, good and easy process for me financi... It was a fast, good and easy process for me financing a vehicle would recommend to my friends and family communications was very clear from start to ... Read more Reviewed on: 8th June 2026
Courtney f's avatar
Courtney f

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7769)

Car purchase

5
Great experience all explained over the phone,hassle free and very good customer service Reviewed on: 13th August 2021

Had 4 cars through first now and without there help I dont know how I would get finance

5
I have been getting finance from first for over 10 years (4 cars) and will continue with the company Reviewed on: 13th August 2021

Verry good

5
Verry good and Verry faster,friendly operators. Reviewed on: 13th August 2021

Trustworthy

5
I'm a first time car buyer, I was wary of most finance companies but as soon as I applied with First Response I felt comfortable and at ease. The communication through the loan process is reassuring and professional giving the customer information at every step. The Apr rates are very fair. I'm overall extremely happy. Reviewed on: 13th August 2021

Amazingly good

5
Basically wanted a newer car got in touch with first response and found the car on a Friday at 4am picked my new car up at 3pm Saturday happy days Reviewed on: 13th August 2021

Really helpful

5
Got into difficulties and missed a payment were really understanding and sympathetic and not at all judgemental or pushy. Arranged an affordable payment plan to get me back on track. Would highly recommend Reviewed on: 13th August 2021

Got a problem? No problem!

5
1st class company with excellent customer service nothing too much trouble Reviewed on: 13th August 2021

Fantastic!

5
Great service! Always helps with whatever i need, website is fantastic and easy to use! Perfect customer service, would always recommend to a friend or family. Reviewed on: 13th August 2021

Great customer service

5
I have been a customer for around 9 years and currently financing my third car through this company, being a family of 7 it can be difficult to obtain a large road worthy vehicle for a reasonable price and first response has helped me multiple times. The friendly customer service is just the best. Reviewed on: 13th August 2021

Amazing service

5
Iv had finance through first response twice now and I can not fault the service they provide Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review