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First Response Finance: Car finance reviews

4.88
Based on 7,795 reviews, last reviewed 12th Jun 2026
83600% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had the best deal and support when I was looking f... I had the best deal and support when I was looking for my first car finance Reviewed on: 12th June 2026
Tinashe M's avatar
Tinashe M

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026
Philip wood's avatar
Philip wood

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (7795)

Fantastic company

5
I would highly recommend this company as I have used them twice they sort things out for you straight away Reviewed on: 13th August 2021

Excellent

5
They helped me when I was in need of a car and sure enough I got what I needed excellent service all round can't be thankfull enough Reviewed on: 13th August 2021

Highly recommend first response finance

5
First response finance 5 stars ⭐⭐⭐⭐⭐ Reviewed on: 13th August 2021

Outstanding

5
Friendly quick reliable and very helpful in every way. All you could ask for in a finance company. Outstanding Reviewed on: 13th August 2021

Quick, fast, honest

5
Quick honest people. Who do xar finance properly Reviewed on: 13th August 2021

Great company

5
They are efficient, caring, extremely helpful. Putting my mind at rest when I was had a financial problem. Sorted it all out with ease. All of there team were amazing. Reviewed on: 13th August 2021

Very Easy, Pleasure to deal with

5
First Response have been excellent, contact with them was very quick and all questions answered very quickly. Customer Service was absolutely spot on. The whole process was complete in just over 24 hours Reviewed on: 13th August 2021

Fantastic Company to deal with

5
I have used First Response on a few occasions to purchase cars and have found them to be excellent in all aspects of the service they provide, I have recommended them to numerous people and will continue to do so, I believe they would be a brilliant company to win this award Reviewed on: 13th August 2021

Super helpful

5
Me and the garage I got my van from had trouble with a previous finance company by accepting me and the refusing to give the finance because of a computer glitch left me and the garage in a bad place I had there van and they had no money but they put me though to first response and had my finance up and running in no time, even when I had a week where I couldn’t afford to pay that one week I have them a call and they managed to re arrange my payments a little bit so I could easily catch up again over 4 weeks and didn’t have any issues Reviewed on: 13th August 2021

Friendly staff and amazing service provided

5
When I was in need of car finance. Quick. Following my previous car being unrepairable. And me not having the additional funds for the car. The process was very quick from the application to the money being sent to my car dealership. I was very happy when the next day after apication. I was able to pick my car up. This then enabled me to then still get to work. Then when I had to contact first response finance to advise of a change. The lady who I spoke to was very helpful and got the change reported. I would recommend for my family and friends. Reviewed on: 13th August 2021

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