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First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

A company that takes the time to listen, without judgment.

5
I have dealt with around five car finance companies throughout the past month, each one saying they try their best to help, they listen and do not judge. I was left without callbacks, waiting around, once they realised my credit score and my history it was deadly silence. I was sent to First Response Finance through a car dealership, and I have to say from the second I applied to my finance being approved the process was seamless. I was phoned by Jordan, who really took the time to go through my history, to listen to why everything was the way it was, and not once did I feel judged. He really did try his best to understand and to find the best financial solution to get me a new car, not pushing me to go above what I could afford. I am super thankful, finally a company that not only lives up to their promises, but goes above and beyond them. Reviewed on: 13th August 2021

Great Finance Company

5
Ive has 3 cars via first response finance, they have always been super helpful, quick and knowledgable Reviewed on: 13th August 2021

Best car finance ever

5
Got my dream bike within hours. Everything went smoothly. Can’t recommend enough. Reviewed on: 13th August 2021

Great customer service

4
Always helpful and friendly. I like that they have an online service so you can look at your account on there instead of having to phone up Reviewed on: 13th August 2021

Amazing from start to finish !

5
Used first response a few years ago great service needed a new car so used again and was brilliant call centre staff are also amazing very quick and responsive to everything amazing !! Have recommended to family and friends Reviewed on: 13th August 2021

Friendly, efficient & understanding

5
Always had great customer service. Agents who understood my needs, and were personable. Ease of uploading information and arranging finance. The process couldn't be simpler. Highly recommended. Reviewed on: 13th August 2021

Excellent, friendly, professional customer service

5
I’ve been a customer of First Response Finance for over 10 years, their customer service, professionalism, friendly and are very happy to answer any question regardless of how simple it seems. Will always come back to First Response. Fully and genuinely recommend them to anyone. Reviewed on: 13th August 2021

Great company to deal with

5
Was very easy and fast getting finance with this company and very helpful staff fast turn around Reviewed on: 13th August 2021

Amazing

5
I really struggled to get car finance and couldn’t figure out why as I was earning good money but because of my age I hadn’t built up enough credit. In stepped First Response all they requested was a copies of my last 3 pay checks to ensure I could pay it! It was fast and simple. Highly recommend! Reviewed on: 13th August 2021

Great

5
Easy to use helpful advice when buying a car there when you need them Reviewed on: 13th August 2021

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