Paid advertisement
Smart Money People Logo
Newsletter

First Response Finance: Car finance reviews

4.87
Based on 8,001 reviews, last reviewed 29th Jul 2026
151% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Was so quick easy and smooth sailing couldn’t be hap... Was so quick easy and smooth sailing couldn’t be happier choosing first choice, and look forward to working with them in the future Reviewed on: 29th July 2026
Kieran C's avatar
Kieran C

Latest lowest rating:

1

Rude and aggressive "I am forced to leave this review due to a severe mis-selling issue I explicitly informed the dealership that I required a ULEZ-compliant vehicle. Ins... Read more Reviewed on: 16th July 2026
Lori Buck's avatar
Lori Buck

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review

First Response Finance Car finance reviews (8001)

Amazing, fast and friendly

5
This company helped me get the finance to be able to secure my first car. I couldn't of done it without this company. 5* service Reviewed on: 13th August 2021

Car finance

5
First Response is easy to apply for. The staff are helpful and payment to dealer is fast which means you get your car sooner Reviewed on: 13th August 2021

Go above and beyond

5
FR were brilliant from the beginning. As someone who's struggled with credit in the past they managed to secure a reasonable finance agreement for myself with a 0 deposit and this was done within 48 hours of the application going through. Also their customer service is second to none, each time I've called its been answered within two minutes and the advisors are so understanding, professional and go out their way to help. Reviewed on: 13th August 2021

Amazing

5
Quick and easy application, telephone call was really easy and fab customer service! Reviewed on: 13th August 2021

Very supportive

5
I choose first response finance for my car finance because I read so many good reviews. I actually was surprised how supportive they were when considering me for car finance. Also accommodate my payments accordingly. Rates are good also and payments are manageable. I would highly recommend this finance company. Reviewed on: 13th August 2021

outstanding paitence and understanding with the view of getting the best deal for customers

5
I'm on benefits. thought I had no chance of finding finance. 1st response tailored a deal that work to my finance patterns. Reviewed on: 13th August 2021

Very

5
Always they be in contact,they are very lovely talk with me,I recommend 100% for everyone! Reviewed on: 13th August 2021

Easiest

5
Everything was really easy and clear Reviewed on: 13th August 2021

They r a very helpful and friendly team

5
I'm really happy for wot first response finance have done for in helping me get a new car Reviewed on: 13th August 2021

Fantastic company in every way

5
2nd time with them, will use again, great people very friendly and helpful, couldnt be happier. Reviewed on: 13th August 2021

Review First Response Finance: Car finance now

Help others make smarter decisions by sharing your own experience. Write a review