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First Response Finance: Car finance reviews

Name: Car finance
Rating: 4.88 (7814 reviews)

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4.88

Based on 7,814 reviews, last reviewed 29th Jun 2026

85300% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Ford Purchase All of the staff that i spoke to over the phone in relation to my vehicle finance where always polite and courteous and they explained all of the mont... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

False hope Being a customer Already and looking to upgrade, said could help then declined, same monthly payments. Reviewed on: 5th June 2026

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About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

Awards

Best car finance provider 2025

Awarded to the car finance provider rated highest in customer reviews.

First Response Finance Car finance reviews (7814)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

They have helped me over the years and they are always willing to listen and sort something out and come up with a plan. Keep it up Guys and Welldone.

My last three vehicles have been with the help of first response and I have enjoyed being a loyal customer and would definitely recommend them to family and friends and anyone looking to take out car finance. Keep it up guys. Reviewed on: 13th August 2021

Really easy to application decision back highly recommend

I was worried as had poor credit in pass but they where Freindly and helpful decision made and was able to find car with it all being sorted out Reviewed on: 13th August 2021

Fast friendly no paperwork wow bonus

First response financed our car and we had nothing to do apart from a short telephone call from a lovely boy Andy whom made our transaction very easy and only had to supply of couple documents over mail . I was really not expecting it to be so easy at all as am easily put off ! Actually this is our 2nd finance agreement and both were the same . Thank you first Reponse team Reviewed on: 13th August 2021

Brilliant company

First response really helped me they are very friendly easy to work with would highly recommend them first class service Reviewed on: 13th August 2021

Great company

First response finance are a great company to deal with fast and easy and gave me a chance when no other company would thanks. Reviewed on: 13th August 2021

Brilliant service

Brilliant experience with them there interest is a bit high but it's worth it as they accept most people for finance Reviewed on: 13th August 2021

Nothing is ever too much

Since day one this company has been amazing. They're so flexible, understanding and nothing is ever too much for them. Every interaction I have had has been both professional and made me feel valued as a customer. Thank you to all the team! Reviewed on: 13th August 2021

Fantastic

Lovely plylight people very help full Reviewed on: 13th August 2021

Amazing. New Car bought.

Took out Car finance with this company to purchase my first car. And just renewed to get my second car. They have been amazing. Taking all the stress away and allowing me to concentrate on choosing my new Car. Thank you so much. Reviewed on: 13th August 2021

Perfect finance

When any other finance company wouldn’t take me on after I’d emigrated from the US, First Response Finance helped me out perfectly and couldn’t fault them one bit! They’ve supported me the whole way and I wouldn’t recommend another finance company to anyone! Reviewed on: 13th August 2021

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