Paid advertisement
Smart Money People Logo
Newsletter

Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Fantastic service

5
Very helpful service when my previous mortgage broker let me down. Reviewed on: 24th February 2023

Excellent Service

5
Excellent service. Quick turn around and very professional! Reviewed on: 24th February 2023

Brilliant online service that saves time and effort

5
I've used Habito twice now and have been really impressed with the product range, quality of service and flexibility to adapt quickly to my specific needs. Communication is clear, regular and friendly, helping remove the stress from what can be a long and intense house buying experience. I also made use of Habito Plus, which is very competitive on price with other conveyancers, and helps remove the usual barriers and communication delays between parties. Overall very happy and would highly recommend. Reviewed on: 24th February 2023

Great communication

5
Streamlined, modern experience with clear milestones and progress tracking via their website, and great communication from the Habito team. Reviewed on: 24th February 2023

Very impressive operation

5
I've used Habito several times now, for two buy to let remortgages and now my residential remortgage. They've provided a very helpful and efficient service every time. Reviewed on: 23rd February 2023

Made first time buying easy to understand

5
I'm moving from England to Scotland and everything I'd been told by friends and family didn't apply to buying a house in Scotland... habito made it so easy to understand. Reviewed on: 23rd February 2023

First broker to surprise me!

5
I am renewing my mortgage for the first time and of course I am shopping around trying to get the best deal by talking to multiple brokers and seeing what access they habe. After talking to about 5 brokers in total, Habito were the first and only ones that asked me if I wanted to consider an overpayment in order to get me into the next LTV % threshold in order to obtain a better rate. Safe to say I was majorly impressed and that influenced my decision to follow through with them. Reviewed on: 23rd February 2023

Excellent service

5
Very friendly and made everything simple for 1st time buyer. Reviewed on: 23rd February 2023

Easy

5
Very easy and stress free process Reviewed on: 22nd February 2023

Very good service with a great UX

5
I’ve had very clear advice throughout the process. We’ve been able to chat via Chat or over the phone as has been appropriate at different times, and I’ve been very pleased with the experience. Reviewed on: 22nd February 2023

Do you have a different Habito product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Habito?

  • Buy to Let Mortgages

    from Habito 4.75 from 51 reviews
    Habito
    View all products