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Habito: Mortgage Broker reviews

Name: Mortgage Broker
Rating: 4.9 (1393 reviews)

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4.90

Based on 1,393 reviews, last reviewed 14th Jan 2026

700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I would certainly recommend to friends and family! I had an incredibly helpful advisor who was very supportive and full of information! I had a couple of personal changes which meant they had to do the... Read more Reviewed on: 14th January 2026

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022

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About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

Habito Mortgage Broker reviews (1393)

Review of the Habito, Mortgage Broker:

So easy and convenient, why would you bother using a traditional broker?!

Welcome to the 21st century mortgage broker world! Forget scheduling meetings in a two hour window after work. Habito works around your schedule, and you can amend and adjust as you go along. It takes all the pain and awkwardness out of having to do this with someone in your own home. Couldn’t be happier with the service we’ve seen so far. Thank you Reviewed on: 15th January 2019

Secured mortgage and improved my confidence

I came to Habito very lost and unsure on how to secure a good mortgage. My engagement had just fallen through and I was being bought out of my house by my ex-fiancé, the original mortgage broker I went to told me that due to eligibility I’d have to place an extremely large deposit which quite simply I wouldn’t afford. I came to Habito and was reassured that they would be able to get me a mortgage with a deposit I could afford, they’ve been reassuring thorough-out and have massively helped me through this period. Reviewed on: 31st March 2023

Habito has made choosing a new mortgage really easy

I am not at all savvy around mortgages and my advisor Raj went the extra mile, working with me over a period of weeks to find the right options - switching back and forth between variable rate and fixed, explaining all the options and the benefits of each type of product - further, when i got a bit stuck as the banks are constantly changing the rates Raj gave me a ring and we walked methodically through my options. We've arrived at a rate which I am comfortable with and which i fully understand. Top marks from me. Reviewed on: 31st March 2023

Mortgages for introverts

I like to everything online, via live chat wherever possible, so Habito has been perfect for me. Everything's right there in the dashboard and the various guides covering the steps involved are well written and easy to understand. My one issue, and why I've rated 4 stars instead of 5, is that I feel like having a basic understanding of mortgages and an idea of what you're after before you start is essential. While I'm happy with the results I got, I felt like I needed to guide a lot of the conversation myself rather than being advised on what's best for me. That issue aside, it's been a great service working to my own preferences for communication, and I'll happily use them again come renewal time. Reviewed on: 31st March 2023

Raj Bathia was impeccable in his duty as mortgage broker

When looking for a mortgage I was dealing with a gentleman called Raj Bathia, from start to finish Raj displayed expert knowledge in his field whilst also being very personable and effortlessly delivered amongst the best service I’ve received from a mortgage broker (I’ve used several). Should the opportunity arise I would absolutely go to him again. I can’t speak highly enough of Raj. If applying for a mortgage through Habito I would absolutely recommend Raj Bathia. Reviewed on: 31st March 2023

Helped us find a good mortgage

Helped me and my wife sort through alot of information efficiently to find the best deal. We are really grateful to Matthew and Richard for all their help this past month. Reviewed on: 30th March 2023

Super customer service and helpful across the process

I have had a very wonderful experience with Habito so far. The team has been very proactive and responsive to my queries. Reviewed on: 30th March 2023

Really good - convenient

I got my first mortgage through Habito and they couldn't be more helpful. It's so much easier talking to someone online - especially when you have to dig out all the documents. Reviewed on: 30th March 2023

Amazing

Amazing service from Raj Bathia, thank you Reviewed on: 30th March 2023

Excellent Website!!!

Very friendly, efficient & knowledge...plus the website is designed brilliantly well! Reviewed on: 30th March 2023

Great advice, quick and easy to deal with

Just applied for our 3rd mortgage through habito, always give great advice and so easy to deal with. Quick and easy process, reply really quickly and just so much more convenient to deal with than direct with banks or other brokers. Reviewed on: 30th March 2023

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