Paid advertisement
Smart Money People Logo
Newsletter

Habito: Mortgage broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
97% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

Habito can provide your mortgage, legal work and property survey all in one place.

If you just need a mortgage, then Habito’s advice and support is free as they get paid by the lenders. Any legal and survey work will be chargeable. Habito provide a qualified mortgage broker and case manager to support you.

Habito mortgage broker reviews help you find out what it’s really like to be a customer. If you’ve used Habito before, you can also leave a review and share your experience.

Habito Mortgage broker reviews (1488)

Review of the Habito, Mortgage broker:

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

Brilliant and easy to use

5
Habito has been great, this is the third mortgage we have gotten through them. It's so quick and their interface is really easy to use. I'm really happy with the advice they give and they make all the different mortgages easy to understand and I'm happy I'm getting the best choice for my circumstances. Reviewed on: 29th March 2022

Stress free process

5
Recommended by a friend who used Habito and I'm glad I took the recommendation. The process is clearly laid out and easy to follow. You're kept informed at every stage and guided through from start to Finish. Reviewed on: 29th March 2022

Efficient, effective and friendly service

5
Our application was so easy with help and guidance offered at each step. David was clearly very knowledgeable and we felt confident we weee in extremely safe hands. Reviewed on: 29th March 2022

Great Service

5
Habito have been great, used them for our original mortgage and remortgage, fast service and detailed reposes received from the advisers. The rates given have been competitive when compared to go direct with the banks or through a traditional broker. Reviewed on: 28th March 2022

Great Services

5
Top services provided from start to finish. Reviewed on: 28th March 2022

Professional and quick responses

5
It has been an easy process, my questions answered quickly. Reassured that all options were checked out and reasons for recommendations given. Happily recommend Habito Reviewed on: 28th March 2022

Super easy and pleasant

5
I really like Habito - they take the main and mess out of searching for and applying for a mortgage. I always feel like they're on my side and I don't have anxiety over my mortgage application because I know they're on it and they'll let me know anything I need to know Reviewed on: 28th March 2022

The best service ever TWICE

5
They saved me during pandemic when mortgage brokers pulled all their mortgages from the market overnight just before exchanging contracts, I work in sales and mainly commission based which makes it increasingly difficult to get the mortgage I require, they managed to get something through last minute with HSBC who have been excellent, without Habito a whole chain could’ve collapsed! Eternity grateful! I have since renewed through habito/HSBC and recommended their service to lots of others. They are always so efficient and quick to respond their advice is clear and accurate always! Friendly serve to top it off :) Reviewed on: 28th March 2022

Excellent Service From Habito

5
Ahmet my mortgage advisor worked tirelessly to get the right deal to fit my needs and to get the best possible rate on the market. I wholeheartedly recommend you have a chat with these guys regarding your mortgage needs. It's a free service too, they make their money from the mortgage lenders themselves. Reviewed on: 28th March 2022

Great

5
Habito were great, very easy to use document portal and helpful advisors. Would recommend. Reviewed on: 27th March 2022

Do you have a different Habito product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Habito?

  • Buy to Let Mortgages

    from Habito 4.75 from 51 reviews
    Habito
    View all products