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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

No other banking system like it

5
Never been so happy with a banking app. Everything you need is there in one place, it is so easy to use also. Don’t know what I’d do without it:) Reviewed on: 18th March 2022

Absolutely brilliant

5
Best bank I have been with easy to contact and approved lending very quickly would recommend to all. Reviewed on: 18th March 2022

Very good, easy to use

5
Easy to use, fast customer service and I’ve never had any problems such as money getting held up etc. Even got recommend by a friend and it’s so good if I’d recommend it to someone else who is a sole trader Reviewed on: 18th March 2022

Very easy to use and very good app

5
The app is very easy to use and very good I really recommend this account Reviewed on: 18th March 2022

Good app great bank

4
It's wonderful. I like the app, I would love it if it had a search function for the payments Reviewed on: 18th March 2022

great service little hassle

5
even though the app wasn't fully finished when i started using it they have been very helpful in the starting of my new business and i will continue to use it in the future Reviewed on: 18th March 2022

So easy to manage my business on the move.

5
This isn't just for my business..it is the business. The document download section makes accounting as easy as pie. Reviewed on: 18th March 2022

Good app

5
It work very well, I think is a good app for business Reviewed on: 18th March 2022

Best i could find on the market!!!

5
I searched for the best customer focused, easy to use bank account that is easy to setup and gives me the service i need. Found it!!!! Reviewed on: 18th March 2022

Great experience

5
Everything is easy and straight forward. Easy to set up the account and keep track of transactions. User friendly app with great security features. Would highly recommend! Reviewed on: 18th March 2022

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