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HSBC Kinetic: Business account reviews

4.69
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

do it yoursekf

5
its just simple and fast. no parking, queues or bank staff, you just do it yourself. very happy with it Reviewed on: 18th March 2022

Excellent and easy banking way on app.

5
Customer service is great and have resolved my query in time. Reviewed on: 18th March 2022

Very efficient and Easy to use App

5
As the title mentions, the app is very easy to use on a day to day basis. I absolutely love this app for my business and will continue to use this, very user friendly and would recommend to everyone. Reviewed on: 18th March 2022

Best banking mobile app in UK

5
I have used Barclays, co-operative and Barclays Bank mobile app as well so far HSBC kinetic is the best in terms of user experience and user interface. I like the subtle animations and I have everything I need within the app. Reviewed on: 18th March 2022

Multumesc HSBC Kinetic

5
Multumesc băncii HSBC o banca serioasă și corecta! Reviewed on: 18th March 2022

They always take care of me and my money

5
I'm overall really pleased with HSBC (business or personal card), they saved me from many scammers during this years and I wouldn't change my banking for any money. Reviewed on: 18th March 2022

Quick response

5
Best of all is HSBC but the worst bank for service is Metro Bank. Reviewed on: 18th March 2022

Hassle free banking.

5
Easy to setup account, compared to other high street banks and quality of service is amazing. Reviewed on: 18th March 2022

Great business bank app

5
It makes life so much easier with the app sending payment paying bills and managing overall finances from an app Reviewed on: 18th March 2022

So Easy

5
I wish all bank accounts were as simple and straight-forward as HSBC Kinetic. The App is really easy to use and does everything I want it to do. Reviewed on: 18th March 2022

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