Smart Money People Logo

HSBC Kinetic (inactive company): Business account (discontinued) reviews

4.69
Based on 1,942 reviews, last reviewed 24th Mar 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Perfect for small businesses! Perfect for small businesses! I have had an HSBC Kinetic account for 4 years now and have found the app a breeze to use and their customer service has... Read more Reviewed on: 24th March 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

HSBC Kinetic (inactive company) Business account (discontinued) reviews (1942)

Awesome!

5
I took out an account with HSBC Kinetic in October 2021 and it's been seamless, especially whilst it was all done remotely. Reviewed on: 14th March 2022

Excellent service by HSBC Kinetic

5
I have been banking with HSBC Kinetic for a while and I am extremely happy with their service thus far. Very easy to use app, overdraft approved without any hassle and overall great product for businesses. Highly recommended. Reviewed on: 14th March 2022

Good and easy

5
Is quick and easy to use. Convenient for payment within uk. Reviewed on: 14th March 2022

Easy to use

5
Very easy to use, I have had no technical or other issues to date and I would definitely recommend it Reviewed on: 14th March 2022

100% Kinetic

4
As a new business HSBC has made my business banking a complete breeze. I can easily manage my expenses and the app is perfect for when I'm travelling overseas on business. Reviewed on: 14th March 2022

A breeze to use

5
From the start HSBC Kinetic has taken a simple yet intuitive approach to digital Business Banking. The signup process was uncomplicated and the application processed quickly, account literature and documents arrived promptly. My card arrived within a few days and was simple to activate through the app. Notifications when incoming monies deposit into the account, cashflow statistics and spend analytics a bonus! Will be transitioning entirely from my previous 8+ year account shortly. Reviewed on: 14th March 2022

Good service little improvements can be made

4
There can be further tools to navigate to certain services Reviewed on: 14th March 2022

Easy to use

5
The app is easy to use and the whole process of using the account is stress free. Would highly recommend Reviewed on: 14th March 2022

Easy to use banking app

4
Needed a simple user friendly banking app for my new business. Gives me everything I need... Reviewed on: 14th March 2022

Great customer relations

5
Excellent APP. Smart and responssive Reviewed on: 13th March 2022

Review HSBC Kinetic (inactive company): Business account (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review